Governance & risk evaluation

Kim Gubler Consulting provides comprehensive governance and risk evaluation service for both sponsoring employers and trustees. Regardless of the trigger for a governance review, the resulting improvement in efficiency almost always has a reciprocal positive cost impact:

• A KGC Operational Process Audit acknowledges that administration ‘happens’ in more places than the administrator regardless of whether this is in-house or out-sourced. The objectives of the audit are:
  • To identify all current pension processes, where ever they sit and test efficiency
  • To gain understanding of connections between the administrator(s), the employer, the scheme and ‘others’
  • To investigate how the scheme’s advisers interact with each other on matters impacting on administration
  • To clearly define all these processes, recommend and document improvements
• A KGC Risk Evaluation or policy review informs trustees and employers where their operational pension risk lies. Thus enabling attention to be focused in appropriate areas to mitigate this risk


• On the basis of ‘what gets measured, gets managed’ KGC works with clients to design Key Performance Measures and reporting mechanisms

Market testing & selection

Kim Gubler Consulting supports clients through from initial efficiency evaluation to full procurement and transition support of administration, actuarial, investment and legal service providers:

• A KGC Benchmarking exercise gives clients an opportunity to assess the efficiency of their existing service providers through its extensive research capabilities and evaluation framework. Often existing relationships can be refreshed without the need for a change. Existing administration can be evaluated regardless of whether it is in-house or out-sourced


• Facilitated KGC procurement support is offered to trustees and employers who have made the decision to market tender their administration and/or professional service providers. This can be offered as either combined or single service. There are now relatively few players in this market, with even less being able to demonstrate a track record as solid as Kim Gubler Consulting

Defined contribution specific issue resolution

Kim Gubler Consulting's in-depth experience in defined contribution provision makes it a natural reference point for resolution of specific defined contribution issues and second opinion of transition issues. Increasingly, Kim Gubler Consulting is working with clients and their defined contribution providers to clarify their requirements under auto-enrolment.

Data risk evaluation & improvement strategies

Kim Gubler Consulting worked with the Pensions Regulator to develop the current Record Keeping Guidance and designed the UK wide Road Shows to disseminate the Regulator's views. As such Kim Gubler Consulting is well placed to understand a scheme’s data risk. We offer independent structured verification of data quality verification processes regardless of whether they are produced by a third party or in-house. This support in interpreting results has helped trustees develop better data improvement strategies.